Voluntary Hospital Indemnity, Accident and Critical Illness Insurance Plans

AspenHR offers three additional voluntary benefits for employees through MetLife: hospital indemnity insurance, accident insurance and critical illness insurance. Each plan is paid 100% by employees.

Voluntary Hospital Indemnity Insurance

Life can be unexpected, and this policy is designed to pay for the costs of a hospital or ICU admission for a covered sickness or injury. It provides a lump-sum cash payment, in addition to any other payments you may receive from your medical plan. Review the plan summary for full details and costs.

Voluntary Accident Insurance

Despite having medical and disability insurance, many people are simply not prepared to pay the expenses that come with their injuries after an accident. Accident coverage rounds out medical and disability insurance with a direct cash benefit to help you pay for any unexpected costs. Review the plan summary for full details and costs.

Voluntary Critical Illness Insurance

Critical illness insurance complements your medical and disability benefits. It can ease the  financial impact of certain critical illnesses by helping to pay for some of the expenses left uncovered, such as medical copays, transportation to treatment centers, childcare and more. Critical illness insurance does not replace your medical insurance; rather, it provides a lump-sum payment when you become ill with certain covered conditions.

Contact MetLife Ancillary Insurance

Questions? Contact Benefits@AspenHR.com